There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated.  Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation.

Our Financial Planning Services include helping you Analyze and Reach for Your Goals, such as...

Discovery and Goal Definition Meeting

We listen to YOUR values and concerns.  Identify your goals and lifestyle needs and gather information needed to provide guidance on how to reach your destination.

Risk Assessment & Allocation Analysis

Time Horizon, Personal Attitude to Risk and Return, Current Asset Allocation and Risk Profile Assessment.  Investments Recommendations for Wealth Accumulation, Distribution, Asset Placement and Tax Efficient Strategies.

Access to Compass’ Strategic Partners and Investment Strategies

Account Establishment & Consolidation for 401K Rollover, IRA, Roth IRA, SEP IRA, SIMPLE IRA, Individual, Joint, Trusts, TOD, Beneficiary IRA, 529 Plans & Business Owners.  Access to Strategic Partners that implement a rigorous Manager Selection and Asset Allocation Process.

Survivor Needs & Life Insurance Review

Life Insurance Analysis, review of current insurance needs and wealth transfer strategies.  Explain policy features and benefits and provide guidance on aligning your insurance needs now and later. Beneficiary Review.

Health Care Planning and Asset Protection Strategies

Medicare Planning to provide education on Medicare Part A & B. Offer Medicare Supplements, Part D & Advantage Plans. Review Long-Term Care needs and recommend strategies to reduce risk associated with Long-Term Care costs.

Social Security, Retirement Income & Distribution Strategies for Retirement

Social Security timing and elections strategies to maximize benefits.  Review Pension Options and provide guidance.  Income replacement strategies to cover cash flow needs and wants in retirement. 

Investment Account Research & Guidance

Determine if your current account types are still meeting your needs and objectives.  Review of current cost structure for existing retirement and non-retirement accounts including annuity product benefits and features. Beneficiary Review.

Collaboration with Other Financial Team Members

Attorney Consultation for Estate Planning Strategies for Trusts, Wills, Special Needs, POAs, and Charitable Planning.  Coordination with tax professionals.  Meeting with family members, children, executors or others as needed.


Contact us today to see how we can help you.